Our Management - Fina Bank Rwanda
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Rao G. Balivada Managing Director Rao has 34 years of banking experience in India and East Africa. He worked for a number of banks including Punjab National Bank, HDFC Bank, BNP Paribas and Woori Bank, of Korea, in India for over two decades. His robust East African experience covers Fina Bank Kenya, Ecobank Kenya and Diamond Trust Bank Uganda, of which he was the Chief Executive Officer.While in Uganda, for two years, Rao represented the Ugandan banking industry, on the Board of Rural Electrification Authority of the Ministry of Energy and Mineral Development, Uganda. He is experienced in all sections of banking especially in operations, treasury, corporate banking, MSME, finance, audit and risk.Rao holds a Bachelors Degree in Physics and Masters in Economics. He is a Certificated Associate of Indian Institute of Bankers (IIB) and additionally holds a Certificate in Corporate Finance from IIB. He also did Masters in Business Administration (MBA) in finance and is a Chartered Financial Analyst (CFA). He joined Fina Bank s.a., Rwanda in November 2009 as Deputy Managing Director and is currently the Managing Director. |
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Kenneth Agaba Executive Director Mr. Kenneth Agaba joined Fina Bank in October 2005 as the Head of Finance & Administration and was subsequently appointed Head of Business Banking before being appointed as an Executive Director. He started his career at Ernst & Young (Uganda) where he was a Business Development Manager prior to joining Fina Bank. He was appointed to the Board in December 2007. Mr. Agaba holds a B. Com (Accounting) Hons from MUK and is a qualified Certified Public Accountant of Kenya (CPA (K))
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Louis Niyongaboe Group Head of IT Louis Niyongabo joined Fina Bank in 2010. Prior to joining Fina Bank, Louis was the general manager and principal consult for Innovative Technology Solutions, an IT consulting firm providing IT solutions to various banks in Rwanda. Louis also has a wealth of experience gathered from IT consulting firms and banking. Louis brings to Fina bank wealth in software development and implementation, system design and architecture that will be the backbone of the new and innovative products Fina bank is developing. Louis has a BBA, Information Management from the Adventist University of Central Africa, Kigali where he graduated with honors.
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Eugene Murigande Head of Consumer Banking Mr. Eugene Murigande has over 10 years banking experience mainly in credit cards and mortgage products. Prior to this, Eugene worked with Citibank Canada and HomeTrust. He holds an MBA with specialization in Finance and Management from New York University. He joined Fina Bank in June 2008.
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Ms. Germaine Mukamusana Head of Business Banking germaine.mukamusana@finabank.com Germaine has over 11 Years in banking experience, mainly in Business Banking and in Bank's Operations. She prior worked with BACAR before it is taken over by Fina Bank in 2004. She holds a bachelor degree in Economics from the National University of Rwanda. |
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Anita Umuhire Head of Finance Ms Anita D. Umuhire is a qualified Chartered Accountant with the South African Institute of Chartered Accounts (SAICA). She also holds a Bachelor of Commerce and a Higher Diploma in Accountancy with the Witwatersrand University, Johannesburg. Ms Umuhire joined FINA Bank, Rwanda in March 2010 as a Manager of Financial Planning and was appointed Head of Finance in January 2011. Prior to this appointment, she worked with Ernst & Young, South Africa where she gained a wealth of experience in external auditing specializing in Financial Services. |
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Patrick Ntwali Manager, IT Mr. Patrick Ntwali has5 years experience in IT Systems and has worked with various Telecommunications firms in Rwanda among them MTN and ATX/RITA. Prior to joining Fina Bank Rwanda s.a. he worked for Umwalimu Sacco where he headed the IT department and therein gained his wealth of banking experience. He holds a BBA {Information Technology} from Adventist University of Central Africa {A.U.C.A}. |
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Ms. Immaculee Giraso Manager, Compliance Ms. Immaculee Giraso joined Fina Bank in 2008 and is responsible for the Compliance Function. Prior to this, she worked for CIMERWA Ltd as Legal Officer. She has a Masters degree (LLM) in Business Law, Bachelors degree (LLB) in Law and a Diploma in Accounting. |
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Richard Ngabonziza Head of Treasury Mr. Richard Ngabonziza joined FINA Bank’s Treasury Department in September 2003 in the dealing team. After a short spell in Treasury he went to strengthen the Business Banking team for two years and later came back to Treasury to head the Department. Prior to this, he was Head of Finance and Accounting at the CESTRAR (National Workers’ Syndicate). He has a Bachelor’s Degree in Management (Majoring in Finance) from Kigali Institute of Science, Technology and Management. He has attended a good number of Banking and Management trainings from prominent worldwide banks and professional training organizations. |
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Ms. Odette Rwubuzizi Manager, H.R Ms. Odette Rwubuzizi is a graduate from “Université du Quebec à Hull’’. She worked for 6 years in Human Resource Management for the Federal Government of Canada. Prior to that, she had worked for Ministries and Agencies of Government in various disciplines of HR where she got a rich knowledge of Human Resources Management. |
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Mr. Willy Kanamugire Credit Manager Mr. Willy Kanamugire has over 16 years of banking experience in Rwanda and especially in the Bank of Kigali. In his experience, he has occupied various crucial positions include Deputy of head of Credit, Deputy of Head of Business Banking and Electronic Banking Manager. He has a Bachelor Degree in Management from Kigali Independent University. Mr. Willy joined Fina Bank, in October 2008 as Credit Manager. |
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Ms. Sandra Cyamweshi Legal and Recovery Manager Sandra joined Fina Bank in September 2009, as a Recovery manager. A legal department was added to her existing tasks in January 2011. She brought to the bank her vast experience in banking from major Canadian financial institutions. She started her career in banks in 2002 with ING Direct Canada (part of ING Group) while she was still pursuing her law degree at the University of Ottawa. She continues with MBNA Canada and later on joined Scotia Bank for 3 years, till January 2008 when she decided to settle in Rwanda. Prior to settling in, she spent 4 months as an intern at the International Criminal Tribunal for Rwanda in Arusha. Upon her arrival she was given a consultancy position at the Ministry of Justice, where she was in charge of drafting country reports on treaties and covenants signed by the Government of Rwanda. Her recovery and collection background stems from her early life in Canada in 1997 where she works for the Ontario provincial government agency, the "Family Responsibility Office" as a Client services clerk in charge of enforcement of child support court orders. She holds an LL.L & J.D (2002/2003) from the University of Ottawa. Some of her other experiences involved being a legal assistant of the Quebec Court; legal assistant with the Ottawa Law Review where she even published in 2002. |
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Sandeep Sharma Head of Retail Sandeep Sharma is a professional banker with over 16 years experience with domain expertise in International, domestic and rural banking, along with knowledge of Life Insurance Industry. He has worked in institutions such as HDFC Bank, ICICI Bank and HDFC Standard Life Insurance Company. He has extensive experience in the area of Consumer Banking, Sales, Marketing, Operations & Service Delivery, Strategic planning, Information Technology, Audit & controls, Training, Project Management, Innovations and Customer Services. By education, Sandeep is a bachelor in Science with specialization in electronics, and Post graduate diploma in business administration with dual specialization in Finance & Marketing. He joined FINA Bank's board on September 2011 as Head of Retail, serving Consumer Banking, Operations & Service Delivery and IT Teams. |
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Aloys Gasana Rutayisire Manager, Internal Audit Aloys Gasana is a professional banker with over 15 years experience in Credit Management, Branch Management and a good expertise in auditing. He worked for Continantal Bank of Rwanda (former BACAR), Office of the Auditor General of state's finances (OAG), Compagnie General des Banques (COGEBANK), Banque Populaire du Rwanda (BPR). He has an extensive experience in the area of Credit, operations, Audit and Internal Control. In his recent previous roles, he worked as Head of Internal Audit within BPR and had operated his strong leadership and team work spirit in managing 6 teams of 25 auditors. By education, he has an MBA with Project Management Specialization, a bachelor degree in economics and a degree in Finance. He joined Fina Bank Rwanda Limited in June 2011 as Manager of Internal Audit. |
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